Baxy Express
Strong, durable and designed to last. Quality-checked and built for Kenya's roads.
FreeKSh 150,000 depositFixed, Interest Free
KSh 6,210/week
Own your tuk-tuk. Interest Free, fast and fair.
Finance an income-earning vehicle Interest Free, with no hidden fees and a local team behind you.
Or call us on 0103 006 040Interest FreeNo hidden feesLocal support across Kenya
FreeInterest FreeYou only pay what's agreed
Apply at a branchMRL branches and dealers
No hidden fees
Yours to keep
About MRL Finance
Supporting your growth every step of the way
We help people and communities own income-earning vehicles Interest Free, with no hidden fees, fast approvals and local support. From your application to the day the vehicle is yours, we're with you: clear guidance, friendly reminders and flexible help so you keep earning and growing.
Read our story ›Interest Free financing
We grow with you, not off you.
Customer-focused support
Clear processes, real support, no jargon.
Empowerment and changing lives
Every financed vehicle should lift a person, a family and a community.
Everyone deserves mobility
Ownership isn't a privilege. It's a pathway to income and dignity.
How it works
From application to ownership in four steps
- 1
Apply at a branch
Visit any MRL branch or Authorised Dealer and share a few details.
- 2
Get approved fast
We review, guide you and confirm a plan that fits your income.
- 3
Pay the deposit
Secure your vehicle and sign the agreement.
- 4
Ride and repay
Collect your vehicle and pay weekly or monthly until it's yours.
Repayment estimator
See what you'd pay
Interest Free. One fixed deposit and a fixed total repayment, so you know what you'll pay from day one.
1. Choose a vehicle
2. Your depositKSh 150,000
Fixed for this vehicle, whichever period you choose.3. Repayment period
4. How you pay
Baxy Express · 12 months
Your weekly instalmentKSh 10,88052 weekly payments via M-Pesa
- Deposit today
- KSh 150,000
- Total repayment
- KSh 715,500
Our products
Vehicles we finance
Quality-checked MRL vehicles, built to last so breakdowns don't cut into your income.
Champion CH200
A light, economical cargo tuk-tuk for shop deliveries and small loads.
FreeKSh 130,000 depositFixed, Interest Free
KSh 4,080/week
Champion CH250
For market produce and daily deliveries around town.
FreeKSh 180,000 depositFixed, Interest Free
KSh 5,240/week
Champion CH250/T
A tipper for sand, ballast and building materials.
FreeKSh 180,000 depositFixed, Interest Free
KSh 5,950/week
Champion CH300
Built for heavy loads and daily deliveries. Ideal for small businesses that move goods across town.
FreeKSh 220,000 depositFixed, Interest Free
KSh 7,060/week
Here's what others are saying about MRL Finance
On the road and earning, without interest piling up.
I paid the deposit on Monday and was on the road by Wednesday. Now my Baxy feeds my family and I don't worry about interest piling up.
MRL treated me with respect. They explained every step clearly, and today I own my tuk-tuk outright. Honest people, fair terms.
MRL helped me get my first tuk-tuk. Now I employ two riders and support my family.
FAQ
Still got questions?
Answers to the ones we hear most.
Anyone 18 or over with a Kenyan ID, a KRA PIN and a phone number can apply at an MRL branch or Authorised Dealer. We look at how you earn and confirm the plan that fits.